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{"id":1000,"date":"2023-02-07T18:07:18","date_gmt":"2023-02-07T18:07:18","guid":{"rendered":"https:\/\/www.factorh.mx\/?p=1000"},"modified":"2023-02-07T18:07:18","modified_gmt":"2023-02-07T18:07:18","slug":"asi-puedes-hacer-transferencias-bancarias-mas-seguras","status":"publish","type":"post","link":"https:\/\/www.factorh.mx\/asi-puedes-hacer-transferencias-bancarias-mas-seguras\/","title":{"rendered":"As\u00ed puedes hacer transferencias bancarias m\u00e1s seguras"},"content":{"rendered":"
Los fraudes est\u00e1n a la orden del d\u00eda, y es necesario saber de qu\u00e9 manera protegernos, sobre todo al momento de realizar una transferencia. \u00bfUsar Clabe o n\u00famero de tarjeta? \u00bfQu\u00e9 es lo m\u00e1s seguro?<\/h6>\n

 <\/p>\n

La clave bancaria estandarizada (conocida como Clabe) interbancaria es un n\u00famero de 18 d\u00edgitos, el cual es \u00fanico e irrepetible, que se le asigna a cada cuenta bancaria, su pr\u00f3posito es dar mayor certeza y seguridad a las transferencias de un banco a otro.<\/p>\n

Cabe aclarar que la clabe\u00a0no sustituye el n\u00famero de cuenta de cheques o de la tarjeta de d\u00e9bito<\/strong>, pues es s\u00f3lo una referencia adicional. Los tres primeros d\u00edgitos corresponden al c\u00f3digo del banco de la cuenta bancaria, los cuales se asignan dependiendo la zona donde se encuentra el banco, despu\u00e9s los 11 d\u00edgitos correspondientes a la cuenta bancaria y el \u00faltimo d\u00edgito lo asigna el banco para mantener todo controlado.<\/p>\n

<\/h6>\n
\u00bfC\u00f3mo realizar la transferencia bancaria?<\/h6>\n

Para realizar una\u00a0transferencia es necesario conocer el n\u00famero de tarjeta, la clabe interbancaria o el tel\u00e9fono (solo algunos bancos lo permiten) del receptor del dinero. En cambio, cuando el traspaso es entre cuentas del mismo banco s\u00f3lo se necesita el n\u00famero de cuenta.<\/p>\n

\n
Pero cuando se cuenta tanto con los n\u00fameros de la tarjeta como con la clabe interbancaria,<\/span> \u00bfcu\u00e1l es la mejor opci\u00f3n?<\/strong><\/div>\n

 <\/p>\n

<\/div>\n<\/div>\n
Entonces, \u00bfClabe o n\u00famero de tarjeta?<\/h6>\n

Seg\u00fan especialistas, existe un riesgo de realizar una transferencia bancaria s\u00f3lo con los datos de la tarjeta de d\u00e9bito, ya que si el emisor se llegara equivocar en alg\u00fan n\u00famero al realizar la operaci\u00f3n, la probabilidad de que haya una numeraci\u00f3n de tarjeta igual a la que se ingres\u00f3 de manera err\u00f3nea, es muy alta.<\/p>\n

Si el dinero le llega a la persona incorrecta, el proceso para recuperar el recurso ser\u00e1 muy dif\u00edcil, pues el banco tendr\u00eda que pedirle a su cliente que lo regreso, pero no puede obligar a hacerlo.<\/p>\n

En cambio, con la clabe interbancaria es pr\u00e1cticamente imposible que exista una similar a la del receptor<\/strong>, as\u00ed que en caso de que el emisor se llegara a equivocar al momento de realizar la transferencia, el dinero se podr\u00e1 regresar a su cuenta.<\/p>\n

 <\/p>\n

\u00bfT\u00fa c\u00f3mo lo haces? \u00a1S\u00edguenos en redes sociales! Ah\u00ed encontrar\u00e1s m\u00e1s temas de inter\u00e9s como este. Somos Factor H.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Los fraudes est\u00e1n a la orden del d\u00eda, y es necesario saber de qu\u00e9 manera protegernos, sobre todo al momento de realizar una transferencia. \u00bfUsar Clabe o n\u00famero de tarjeta? \u00bfQu\u00e9 es lo m\u00e1s seguro?   La clave bancaria estandarizada (conocida como Clabe) interbancaria es un n\u00famero de 18 d\u00edgitos, el cual es \u00fanico e […]<\/p>\n","protected":false},"author":1,"featured_media":1002,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[77],"tags":[139,137,18,140,17,56,138],"class_list":["post-1000","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-bancos","tag-clabe","tag-contabilidad","tag-dinero","tag-economia","tag-mexico","tag-tarjetas"],"_links":{"self":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/1000","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/comments?post=1000"}],"version-history":[{"count":2,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/1000\/revisions"}],"predecessor-version":[{"id":1003,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/1000\/revisions\/1003"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/media\/1002"}],"wp:attachment":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/media?parent=1000"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/categories?post=1000"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/tags?post=1000"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}