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{"id":745,"date":"2021-09-23T00:23:03","date_gmt":"2021-09-23T00:23:03","guid":{"rendered":"https:\/\/www.factorh.mx\/?p=745"},"modified":"2021-09-23T00:23:05","modified_gmt":"2021-09-23T00:23:05","slug":"como-elegir-el-credito-hipotecario-ideal","status":"publish","type":"post","link":"https:\/\/www.factorh.mx\/como-elegir-el-credito-hipotecario-ideal\/","title":{"rendered":"\u00bfC\u00f3mo elegir el cr\u00e9dito Hipotecario Ideal?"},"content":{"rendered":"\n

Comprar una casa a trav\u00e9s de un cr\u00e9dito hipotecario debe partir de una investigaci\u00f3n profunda y una decisi\u00f3n informada. \u00a1Antes de tomar una decisi\u00f3n, toma en cuenta estos 5 factores clave!<\/strong><\/p>\n\n\n\n

1. Los costos:<\/strong> Lo primero que debes considerar es el costo del cr\u00e9dito. Para ello, te recomendamos enfocarte en 3 variables: El CAT, la comisi\u00f3n por apertura, y la mensualidad. <\/p>\n\n\n\n

2. El monto de cr\u00e9dito aprobado:<\/strong> Si ya escogiste un inmueble, ser\u00e1 importante que elijas una instituci\u00f3n que se apegue al pr\u00e9stamo que necesitas. <\/p>\n\n\n\n

3. La rapidez: <\/strong>Es com\u00fan enfocarse en lo cuantitativo, pero \u00bfqu\u00e9 pasa con el tr\u00e1mite? El tiempo es un factor fundamental, ya que de no tener r\u00e1pida respuesta, podr\u00edas perder la oportunidad de comprar el inmueble de tus sue\u00f1os.<\/p>\n\n\n\n

4. El servicio:<\/strong> Elegir un cr\u00e9dito hipotecario sin asesor\u00eda puede ser complicado, especialmente si no sabes nada sobre el tema.<\/p>\n\n\n\n

5. La flexibilidad:<\/strong> Aunque no lo creas, la mayor\u00eda de las instituciones cuentan con procesos y criterios complejos al momento de otorgar cr\u00e9ditos. Esto resulta un problema para los trabajadores independientes, extranjeros que quieren adquirir una casa en M\u00e9xico o aquellas personas que buscan una coacreditaci\u00f3n libre.<\/p>\n","protected":false},"excerpt":{"rendered":"

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