Alguna vez en la vida nos hemos equivocado al escribir el n\u00famero de cuenta al realizar una trasferencia interbancaria. Lo importante es saber qu\u00e9 hacer, por eso la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros<\/strong> (Condusef) te da las siguientes recomendaciones:<\/p>\n\n\n\n

1) Transferencia del mismo banco<\/strong>: Contacta inmediatamente al banco, para que inicie la b\u00fasqueda del titular de la cuenta a la que se le realiz\u00f3 el dep\u00f3sito err\u00f3neo y explicar la situaci\u00f3n, se buscar\u00e1 un acuerdo para la devoluci\u00f3n del dinero, sin embargo, el banco no tiene la facultad para obligar a la persona a devolver el dinero. La operaci\u00f3n no se puede detener, porque se hace de manera inmediata, pero si la transacci\u00f3n se realiz\u00f3 en ventanilla puedes solicitar la cancelaci\u00f3n de la transferencia, ya que cuentan con una hora de corte de caja.<\/p>\n\n\n\n

2) Transferencia a banco distinto<\/strong>: Contacta a tu banco para que se ponga en contacto con la instituci\u00f3n bancaria a la que pertenece la cuenta para solicitar la devoluci\u00f3n del recurso. Aqu\u00ed, el otro banco deber\u00e1 esperar a que la persona reciba tu dinero, se pronuncie y lo regrese, este proceso es m\u00e1s lento; no obstante, en este escenario es m\u00e1s probable que recuperes tu dinero, ya que los dep\u00f3sitos interbancarios pueden tardar m\u00e1s de 24 horas en ser liberados.<\/p>\n\n\n\n

3) Si la cuenta no existe<\/strong>: Este es el mejor escenario que te podr\u00eda pasar, ya que en cuanto el banco identifica que la cuenta no existe te regresa tu dinero. En el caso de que la persona que recibi\u00f3 tu dinero por error se niegue a hacer la devoluci\u00f3n, puedes presentar una denuncia en el Ministerio P\u00fablico.<\/p>\n","protected":false},"excerpt":{"rendered":"

Alguna vez en la vida nos hemos equivocado al escribir el n\u00famero de cuenta al realizar una trasferencia interbancaria. Lo importante es saber qu\u00e9 hacer, por eso la Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de Servicios Financieros (Condusef) te da las siguientes recomendaciones: 1) Transferencia del mismo banco: Contacta inmediatamente al […]<\/p>\n","protected":false},"author":1,"featured_media":852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[18,17,26,31,19,7],"class_list":["post-856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria","tag-contabilidad","tag-economia","tag-empresas","tag-factorh","tag-materia-fiscal","tag-tips"],"_links":{"self":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/comments?post=856"}],"version-history":[{"count":1,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/856\/revisions"}],"predecessor-version":[{"id":857,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/posts\/856\/revisions\/857"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/media\/852"}],"wp:attachment":[{"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/media?parent=856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/categories?post=856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.factorh.mx\/wp-json\/wp\/v2\/tags?post=856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}